Yes. Under the Affordable Care Act, health insurance companies can't refuse to cover you or charge you more just because you have a "pre-existing condition" — that is, a health problem you had before the date that new health coverage starts. They also can't charge women more than men. More information on Marketplace plan coverage and.. Coverage for pre-existing conditions. All Marketplace plans must cover treatment for pre-existing medical conditions. No insurance plan can reject you, charge you more, or refuse to pay for essential health benefits for any condition you had before your coverage started. Once you're enrolled, the plan can't deny you coverage or raise your.
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A pre-existing condition is a health condition that predates a person applying for or enrolling in a new health insurance policy. Before the ACA, insurers generally defined what types of conditions could constitute a pre-existing condition. Their definitions frequently encompassed. What is a pre-existing condition? Grace Heckmann. A condition for which you require a medical treatment that you have prior to entering into insurance contracts. Show Sources . Share.
